Small Business Loan, SBA

Learn All the Benefits of a SBA-Backed Small Business Loan

There is no denying how beneficial a small business loan can be, but there are downsides to it as well. It can be difficult to be approved, especially for very small businesses, and the application process can be cumbersome. One of the most appealing and beneficial types of financing is a loan backed by the Small Business Administration. This kind of loan completely eliminates all these downsides. At AMZA Capital, we specialize in 504 and 7a programs to help you get the most appealing loan possible. We work with you to figure out what your best option is depending on your unique situation. Learn more about having the SBA back your loan.

Small Business Administration Backed Loans

There are many ways a loan backed by the SBA is different from a traditional loan. First and foremost, more capital can be gained. This makes it possible to undertake bigger projects and make a real impact on your business’ success. Additionally, smaller businesses than would otherwise be able to can still be approved. It is possible for very small businesses to receive an impressively large amount of working capital. Another big change from traditional loans is the amount of required paperwork. The application process is actually simpler and less collateral is required. All of these aspects together make a SBA-backed loan one of the most desirable financing options available to any business owner. AMZA Capital is committed to getting you approved.

Using Your Small Business Loan

Once you receive the working capital, it is up to you to decide what the best way to implement it is. Some of the most common options include:

  • Hiring new staff
  • Investing in marketing
  • Upgrading or purchasing new equipment
  • Completing a remodel
  • Purchasing new real estate
  • Refinancing or consolidating debt

Turn to AMZA Capital to learn more. We would be happy to answer all your questions about business loans.