A rental investor from Phoenix calls about a duplex she found for $420,000. The property needs $15,000 in repairs, and she expects monthly rent of $3,200 total from both units. Her loan officer asks about debt service coverage ratio...

*By AMZA Capital* Why Rental Property Financing Starts With The Exit Plan Most rental property investors approach financing backwards. They fall in love with a property, then scramble to find money. Smart investors reverse the process by understanding their financing options...

A duplex in Phoenix looks perfect on paper. Market rent is $1,800 per side. Property taxes are $2,400 annually. Insurance runs $1,200. The purchase price is $340,000, and you plan to put 25% down. You run the numbers and see...

*By AMZA Capital* You found a fourplex in a solid neighborhood with steady rental income, or maybe a 12-unit building that needs some work but shows strong cash flow potential. Either way, you need financing that makes sense for multifamily...

By AMZA Capital A rental property loan request can look strong on paper and still stall once a private lender starts asking about income, repairs, reserves, and the exit plan. That is the part many investors underestimate. Private money for rental...